Expertise

Clare specialises in consumer finance and retail banking.  She has 20 years' experience of working with a wide range of clients across all sectors of the retail finance industry including retail banks, credit card issuers, alternative finance providers, asset finance lenders and brokers. She has helped a number of clients move into regulated credit activities for the first time, advising on legal and regulatory issues and overseeing the team's design and delivery of compliance regimes within those businesses.  She also works with clients in relation to the implementation of and compliance with payment services regulation, as well as providing regulatory advice in relation to corporate deals and securitisations involving regulated consumer lending.

Clare's work with clients in these areas covers new product development, drafting customer facing documentation, distribution channels, post origination servicing as well as transactional support.  Clare has extensive experience of advising clients in redress and remediation projects in the consumer finance space across running account and fixed sum lending products.

Clare has spent time practising as a barrister and formerly worked as a consumer lawyer at the Office of Fair Trading. She is recognised as a leading expert in the Consumer Finance field, being individually ranked in Chambers & Partners for many years.