Expertise

Rebecca is a well-respected financial regulatory practitioner. Rebecca has built a strong reputation for being proactive in payments innovation and open banking industries. She is known for providing pragmatic legal advice and having considerable market insight. She is frequently engaged to provide industry wide advice via trade associations relating to PSD2 and open banking, and in particular, the future strategy for open banking payments.

Relevant experience includes:

• Advised a clearing bank on its future of banking API initiative involving partnering with a range of technology developers / service providers to provide different ways for people to access their services. This instruction involved assisting with the development of a new consumer protection model for payments an account holder makes to a merchant via account transfer (using open banking solutions), rather than a card payment.
• Appointed by UK Finance to support it in investigating industry appetite for the standardisation of arrangements relating to a new payment type (variable recurring payments) and the means by which standardisation might be achieved.
• Appointed by Open Banking Limited to draft the multilateral agreement for commercial variable recurring payments.
• Advised a large clearing bank on the structural and regulatory considerations of delivering an alternative access to cash solution.

*Note: We have been made aware that fraudulent phishing emails purporting to be from Rebecca are being circulated. If you are unsure about the authenticity of an email you have received, please see the Fraudulent Communications section of our Legal Notices.