Expertise
James is a partner in the banking and finance team specialising in receivables financing, asset based lending, specialty finance, warehouse lending and trade finance.
James advises a broad range of national and international clients. He acts for lenders, including clearing banks, challenger banks, independent ABLs, specialist lenders, other non-bank and alternative lenders, agents and account banks as well as advising corporate borrowers.
James acts on bilateral, syndicated and cross border transactions, focusing on front-end structuring and execution and extending to portfolio management issues, general banking and cash management arrangements, product development and compliance in addition to advising on restructurings and turnaround scenarios. He has particular expertise in relation to receivables financing structures, hybrid corporate and asset based lending facilities, working capital products, borrowing base facilities, non-recourse structures and supplier and supply chain finance.
- Experience
Recent experience includes:
- advising a lender on a £45m back-to-back receivables finance facility for a specialist recruitment finance business
- advising a lender on a $100m loan note issuance facility provided to a global digital trade finance provider
- advising a lender club in respect of a £160m syndicated back-to-back receivables finance facility for a specialist asset based lender
- advising a lender on a £25m borrowing base facility secured over unregulated receivables for a bridging and property finance provider
- advising a global retail business on £80m asset based lending facilities (receivables and inventory) combined with a second lien facility
- advising a lender on £30m invoice discounting and inventory facilities provided to a premium wine and spirit supplier
- advising an EV provider on a £9m flexible block discounting facility to support continued growth
- advising a broad range of borrowers, banks, ABLs, trade financers, non-bank and other lenders in relation to bespoke multi-jurisdictional, borrowing base facilities, structured financings, non-recourse and off-balance sheet solutions, supply chain financing and trade finance facilities
- Education
- The University of Edinburgh – MA Hons Politics – 2003
- The College of Law – PGDL – 2005
- The College of Law – LPC – 2006
- Testimonials
James Tarleton is able to ‘navigate complex situations with a practical and commercial view’
Legal 500 (2023)
