Expertise
Sophie is a Partner in our Financial Regulation Team specialising in Consumer Finance and Payments, for which we are ranked "Band 1" by Chambers and Partners.
She works with banks, lenders, asset finance businesses and retailers to help them comply with regulation whilst delivering sustainable, fair and profitable products. This involves advising on specific pieces of legislation and regulatory rules including the Consumer Credit Act, Consumer Rights Act, Payment Services Regulations, BCOBS, CONC and MCOB.
- Publications
- Mortgages: Covis-19 payment holidays and repossessions
- Covid-19: Mortgage payment deferral extensions and update on exit strategies
- Are you thinking about operational readiness for a negative bank rate? So are we
- The long awaited judgement in Denizbank is out
- Change to PSRs will allow cashback without purchase
- FCA Consumer Duty: Early Considerations for Firms
- UK Finance: What will a retail central bank digital currency mean?
- Buy Now Pay Later - Consultation
- Practice note: creditor liability under section 75 of the Consumer Credit Act 1974
- One step closer to regulating crypto: HMT's paper on stablecoins
- Professional Memberships
- Associate member, UK Finance
- Associate member, Finance and Leasing Association
Sophie Skelton
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Artificial intelligence in UK financial services survey – implications for consumer finance firms
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